General Liability


Target Classes

Artisan Contractors

Auto Service



Financial Institutions

Grocery Stores


Hotels / Motels


Light Manufacturing


Office Buildings


Retail - all types

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Submit General Liability easily with Novum Online


Business owners open their doors daily to a multitude of potential lawsuits. Slip and falls, product liability claims, liquor liability accidents, construction defect, cyber-attacks, insufficient security, food poisoning and many others. Novum is a leading national wholesale insurance broker and managing general agent that works closely with top casualty markets to secure the specific liability coverage your unique insured needs. We are committed to the highest professional and service standards to meet the needs of our retail agent partners.

Program Highlights

Up to $1 million per occurrence limit

Up to $3 million general aggregate limit

Liquor Liability up to $1 million / $1 million

Hired and Non-owned Automobile

Employee Benefits Liability

Directors' and Officers' Liability

Employment Practices Liability

Garage Keepers Legal Liability

Professional Liability

Cyber Liability