Employment Practices Liability
Product Limits
$500,000 to $15,000,000
Stand-alone or Shared Limit options
Excess policies available
Carriers
AM Best "A" rated carriers
Admitted and Non-Admitted
Territories
Available in all states
Retentions vary by state
Submit EPLI easily with Novum Online
Overview
Employment Practices Liability Insurance (EPLI) offers a wide range of limits and coverage enhancements to protect insureds in an increasingly litigious workplace. Our carrier partners provide first and third-party coverage for wrongful acts including harassment, discrimination, and retaliation.
Highlights
Stand-alone or Modular Policy
First and Third-party coverage
Dedicated Employment Hotlines for risk management and mitigation
FLSA Coverage Enhancements (Wage & Hour)
Full Prior Acts
Claims Made Policies
Broad definition of employee
Duty to Defend
Target Businesses
Not-For-Profit Organizations
Public Entities
Private Companies
Up to 4,000 employees (geographical limitations)
All classes of business welcome for review