Employment Practices Liability

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Product Limits

$500,000 to $15,000,000

Stand-alone or Shared Limit options

Excess policies available

Carriers

AM Best "A" rated carriers

Admitted and Non-Admitted

Territories

Available in all states

Retentions vary by state

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Submit EPLI easily with Novum Online

Overview

Employment Practices Liability Insurance (EPLI) offers a wide range of limits and coverage enhancements to protect insureds in an increasingly litigious workplace. Our carrier partners provide first and third-party coverage for wrongful acts including harassment, discrimination, and retaliation. 

Highlights

Stand-alone or Modular Policy

First and Third-party coverage

Dedicated Employment Hotlines for risk management and mitigation

FLSA Coverage Enhancements (Wage & Hour)

Full Prior Acts

Claims Made Policies

Broad definition of employee

Duty to Defend

Target Businesses

Not-For-Profit Organizations

Public Entities

Private Companies

Up to 4,000 employees (geographical limitations)

All classes of business welcome for review