Employment Practices Liability
Product Limits
$500,000 to $15,000,000
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Stand-alone or Shared Limit options
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Excess policies available
Carriers
AM Best "A" rated carriers
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Admitted and Non-Admitted
Territories
Available in all states
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Retentions vary by state
Submit EPLI easily with Novum Online
Overview
Employment Practices Liability Insurance (EPLI) offers a wide range of limits and coverage enhancements to protect insureds in an increasingly litigious workplace. Our carrier partners provide first and third-party coverage for wrongful acts including harassment, discrimination, and retaliation.
Highlights
Stand-alone or Modular Policy
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First and Third-party coverage
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Dedicated Employment Hotlines for risk management and mitigation
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FLSA Coverage Enhancements (Wage & Hour)
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Full Prior Acts
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Claims Made Policies
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Broad definition of employee
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Duty to Defend
Target Businesses
Not-For-Profit Organizations
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Public Entities
Private Companies
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Up to 4,000 employees (geographical limitations)
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All classes of business welcome for review