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DealerPro Auto Dealer & Garage Program

Auto dealers face a multitude of risk, whether selling or performing service and repairs to luxury autos, used autos, recreational vehicles or motorcycles. At Novum, we specialize in providing comprehensive insurance solutions tailored to auto dealers and repair shops, and understand the unique coverage needs of each insured. Our underwriting expertise allows us to work closely with our carrier partners to offer the broadest coverage available at a competitive rate. We are committed to the highest professional and service standards to meet the needs of our retail agent partners.

Target Classes


Auto Dealers

Auto Auctions

Commercial Truck Dealers

Contractor and Agricultural Equipment Dealers

Emergency Vehicle Sales

Motorcycle Dealers

RV Dealers


Auto Service and Repair

Auto Body Shop

Auto Dismantling / Salvage

Auto Detailing (including Mobile)

Auto Restoration

Auto Storage

Auto Quick Lube

Car Wash - Full Service

Commercial Truck Service and Repair

Conversions - Food Truck and Mobility

Emergency Vehicle Service and Repair

Gas Stations - Full Service

Mobile Auto Service and Repair

Mobile Oil and Lube

Motorcycle Service and Repair

Tire Shops

Valet Parking

+ more classes considered

Search any class with our

Eligibility Guide

Comprehensive Package Product

Auto, premises and products liability limits up to $1M per occurance, $3M aggregate

Garagekeepers Coverage

Dealers open lot for "non-floored" inventory only

Uninsured motorist up to per occurrence limit

Property coverage for Building, Business Personal Property, Business Income / Extra Expense, Equipment Breakdown, and Inland Marine

Crime Coverages

Submission Requirements

Garage Application

SOV for 
Property, GK Limits, Employee Counts, Dealer Tags

Complete Employee List - Including all non-employees

Minimum 4 years Loss Runs - Currently valued, preferably 5 years

New Ventures considered with adequate experience

Program Manager:

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