DealerPro Auto Dealer & Garage Program

Auto dealers face a multitude of risk, whether selling or performing service and repairs to luxury autos, used autos, recreational vehicles or motorcycles. At Novum, we specialize in providing comprehensive insurance solutions tailored to auto dealers and repair shops, and understand the unique coverage needs of each insured. Our underwriting expertise allows us to work closely with our carrier partners to offer the broadest coverage available at a competitive rate. We are committed to the highest professional and service standards to meet the needs of our retail agent partners.

Target Classes


Franchise Private Passenger Auto Dealer

Franchise Motorcycle Dealer

Franchise RV Dealer

Franchise Truck Dealer

Non-franchise Auto Dealer

Non-franchise Motorcycle Dealer

Non-franchise RV Dealer

Non-franchise Truck Dealer


Auto Service and Repair

Auto Body Shop

Auto Storage

Auto Dismantling / Salvage

Auto Detailing

Auto Detailing - Mobile

Auto Quick Lube

Car Wash - Full Service

Gas Stations - Full Service

Mobile Auto Service and Repair

Motorcycle Service and Repair

Mobile Oil and Lube

Tire Shops

Valet Parking

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Comprehensive Package Product

Auto, premises and products liability limits up to $1M per occurance, $3M aggregate

Garagekeepers Coverage

Dealers open lot for "non-floored" inventory only

Uninsured motorist up to per occurrence limit

Property coverage for Building, Business Personal Property, Business Income / Extra Expense, Equipment Breakdown, and Inland Marine

Crime Coverages

Search any class with our

Eligibility Guide

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