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Cyber Liability


Product Limits




AM Best "A" rated carriers

Admitted and Non-Admitted


Available in all states


Cyber Liability covers a business in the event of a data breach or cyber event. Cyber exposures continue to evolve and impact an insured’s ability to conduct normal business operations.  When a Cyber event occurs, the effects can range in severity, resulting in business interruption, notification costs, legal investigation, recovery efforts, and even extortion - all of which can be very costly.


First and Third-Party Coverage

Pre-Breach Services - training, compliance, and best practices

Data Breach Response services including the coordination of credit monitoring, PR services, and Crisis Management

Privacy and Security Liability

Cyber Extortion and Ransomware

Social Engineering

Data Recovery

Privacy Regulatory Defense Costs including coverage for penalties assessed

Notification Costs

Business Interruption Costs

Target Businesses

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Submit Cyber Liability easily with Novum Online

Private Companies

Public Companies

Not-For-Profit Organizations

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