ToughCover High Mod & High Hazard
Workers' Compensation Program
Get your insured out of the residual market with Novum's ToughCover High Mod and High Hazard Workers' Compensation Program. Novum Underwriting Partners represents multiple A.M. Best A (Excellent) rated carriers who target hard to place workers comp risks. Our broad appetite sets us apart from our peers as we can handle small clean main street business to complex hard to place insureds.
Classes Considered
Commercial & Residential Roofers
​
Asbestos Removal
​
Loggers
​
Contractors at Heights (with the exception of NY)
​
Trucking / Truckers
​
Sawmills
​
Garbage Collections
​
+ many more
Search any class with our
Eligibility Guide
Program Highlights
Over 30 years of high hazard work comp experience
​
Competitive rates up to 30% lower than standard markets
​
New ventures accepted
​
Quick quote turnaround
​
Pay-As-You-Go available
​
Zero Down-Payments
​
Competitive Rates
​
Deductible options
​
National availability
​
Dedicated HR Support, Risk Management, & Payroll Specialists
​
No MOD restrictions