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ToughCover High Mod & High Hazard

Workers' Compensation Program

Get your insured out of the residual market with Novum's ToughCover High Mod and High Hazard Workers' Compensation Program. Novum Underwriting Partners represents multiple A.M. Best A (Excellent) rated carriers who target hard to place workers comp risks. Our broad appetite sets us apart from our peers as we can handle small clean main street business to complex hard to place insureds.

Classes Considered

Commercial & Residential Roofers

Asbestos Removal


Contractors at Heights (with the exception of NY)

Trucking / Truckers


Garbage Collections

+ many more

Search any class with our

Eligibility Guide

Program Highlights

Over 30 years of high hazard work comp experience

Competitive rates up to 30% lower than standard markets

New ventures accepted

Quick quote turnaround

Pay-As-You-Go available

Zero Down-Payments

Competitive Rates

Deductible options

National availability

Dedicated HR Support, Risk Management, & Payroll Specialists

No MOD restrictions

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