ToughCover High Mod & High Hazard
Workers' Compensation Program
Get your insured out of the residual market with Novum's ToughCover High Mod and High Hazard Workers' Compensation Program. Novum Underwriting Partners represents multiple A.M. Best A (Excellent) rated carriers who target hard to place workers comp risks. Our broad appetite sets us apart from our peers as we can handle small clean main street business to complex hard to place insureds.
Classes Considered
Commercial & Residential Roofers
Asbestos Removal
Loggers
Contractors at Heights (with the exception of NY)
Trucking / Truckers
Sawmills
Garbage Collections
+ many more
Search any class with our
Eligibility Guide
Program Highlights
Over 30 years of high hazard work comp experience
Competitive rates up to 30% lower than standard markets
New ventures accepted
Quick quote turnaround
Pay-As-You-Go available
Zero Down-Payments
Competitive Rates
Deductible options
National availability
Dedicated HR Support, Risk Management, & Payroll Specialists
No MOD restrictions