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Errors & Omissions


Errors & Omissions (E&O) insurance also known as Professional Liability, provides coverage against claims of mistakes and/or negligence. Errors & Omissions insurance covers various types of potential exposures that are routinely excluded from most General Liability policies.  Policies can cover legal costs and settlements in an event of a claim.


Errors & Omissions policies are designed to suit specific professional needs. These policies will contain provisions specific to the exposures of that industry. Novum Underwriting Partners specializes in the following:

E&O - Misc E&O

Miscellaneous Errors & Omissions (E&O)


The most comprehensive of the E&O policies available, Miscellaneous E&O has a broad policy form. By design, these policies contain broad form endorsements to cover a multitude of professional services.  With hundreds of eligible class codes, Novum will tailor an E&O policy to cover your insureds exposures.  

Product Limits

$1,000,000 - $15,000,000

Stand-alone or Package


AM Best "A" rated carriers

Admitted and Non-Admitted


Available in all states

Target Classes

Property Managers

Executive Search Firms

Staffing Firms


Payroll Services




+ many more

Search any class

E&O - Technology E&O

Technology Errors & Omissions (E&O)


Technology Errors & Omissions is specifically designed to suit the unique exposures businesses with technology-based services and technology products encounter.   With the evolving marketplace of liabilities that technology companies face, Technology E&O is continually evolving to provide coverage against claims involving the E&O of software, hardware, and intellectual property claims.

Product Limits



AM Best "A" rated carriers

Admitted and Non-Admitted


Modular form covers E&O, Media, and Cyber

Broad professional liability policy

Coverage for invasion of privacy, defamation, and plagiarism

1st and 3rd party cyber coverage


Loss Prevention and Risk Management Services


Technology-based Companies


Available in all states

E&O - Lawyers Professional

Lawyers Professional Errors & Omissions (E&O)


Lawyers Professional Liability insurance provides coverage against claims of negligence or mistakes that cause financial harm to another person or company.  Examples of harm include, negligence, misrepresentation, violation of good faith and fair dealing and inaccurate advice.  It covers both the obligation to pay damages for covered claims, as well as the cost to defend against such claims.


3 to 150 Attorney Law Firms

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Submit Errors & Omissions easily with Novum Online


Unlimited Extended Reporting Period

Mutual Selection of Defense Available

Sublimit Supplemental Privacy Coverage for Crisis Management, Notification & Credit Monitoring, and Data Forensics Expenses

50/50 Consent to Settle Provision

Disciplinary Proceedings, Lost Earnings, and Subpoena Coverage

Coverage for Predecessor Firms, Independent Contractors, and Of Counsel

Educational Portal and up to 5 hours of free CLE for policy holders

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