Business Owners Policy (BOP)

A Business Owner's Policy, or BOP, is a policy that combines commercial property and general liability coverage into one convenient insurance package. It is common for small to mid-sized businesses to have BOP coverage, as it can be customized to fit some specific industry needs, and often saves clients money as opposed to purchasing these coverages separately. Novum's has many markets that are leaders in this type of coverage for many classes of business, and we are committed to the highest professional and service standards to meet the needs of our retail agent partners.