As businesses evolve, so do the risks they face. From AI-generated employment disputes to sophisticated social engineering scams, modern insurance claims are anything but straightforward. Standard policies often fall short of addressing these unique challenges, leaving businesses exposed and agents scrambling for solutions. That’s where Novum Underwriting Partners steps in, offering specialized coverage to meet the needs of today’s dynamic landscape.

Understanding Specialty Coverages
Every business face risks specific to its operations and industry. However, many critical coverages are overlooked or misunderstood. Below are some key specialty lines that businesses often miss:
Employment Practices Liability (EPL): Protects against claims such as wrongful termination, workplace discrimination, and harassment.
Directors and Officers (D&O): Shields company leadership from allegations of mismanagement or breach of fiduciary duties.
Professional Liability (E&O): Covers errors or omissions in the delivery of professional services.
Cyber Liability: Protects against threats like data breaches, ransomware, and phishing attacks.
Deadly Weapons Coverage: Specialized liability protection for active assailant incidents.
Crime Insurance: Addresses risks such as fraud, theft, and employee dishonesty.
Fiduciary Liability: Covers claims related to the mismanagement of employee benefits.
These coverages are crucial in addressing modern risks, but they often require the expertise of a partner who understands the intricacies of specialty insurance.
Why Novum Stands Out in Specialty Lines
Novum Underwriting Partners delivers innovative solutions for hard-to-place risks, making us the trusted choice for agents across the industry. Here’s why:
Broad Market Access With numerous carrier partnerships, Novum ensures agents can find the right policy for even the most complex risks.
Expert Underwriting Our underwriting team has deep expertise in management liability and professional liability (E&O), allowing us to craft precise and competitive coverage solutions.
Streamlined Digital Solutions Through our Novum Online platform, quoting, underwriting, and binding policies has never been easier. Agents can access multiple market options and receive tailored solutions with just a few clicks.
Comprehensive Support Novum provides agents with resources, insights, and personalized support to confidently navigate specialty lines. Our team is here to assist at every stage, from quoting to policy servicing.
Flexible Solutions for Every Client
Whether your client is a small business owner navigating local risks or a large corporation managing complex exposures, Novum offers scalable and flexible coverage to meet their needs.
Why Partner with Novum?
At Novum, we simplify insurance transactions and empower agents to deliver exceptional service to their clients. By combining access to a wide range of markets with cutting-edge technology and expert support, we help you focus on what truly matters: building strong, long-lasting client relationships.
Ready to elevate your approach to specialty lines? Sign up on Novum Online today to start quoting and binding policies or contact us to learn more about how Novum can support your success.
Stay Ahead with Novum—partner with us to provide tailored insurance solutions for the industries your clients depend on. Let’s grow together!